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Questions teams ask before they integrate.

Straight answers on where Njord stands, what it costs, and how it stays honest.

Basics

+ Is Njord live?

Yes, on Solana devnet. The on-chain programs are deployed under program ID Hm5WfS2KL4UPaUqVJ3vadCuPMCftw2oybqvpDr7fn9Hv, and the dashboard at njord.cryptuon.com exercises the full lifecycle against devnet today. Mainnet is pending; the program ID is reserved. Treat this as a working public testnet, not a battle-tested mainnet system.

+ What chain does Njord run on?

Solana. The on-chain programs are Anchor-based (Anchor 0.32.1). Solana’s low, predictable per-transaction fee (~$0.00025 per attribution) is what makes per-click economics work at all.

+ Do I need the NJORD token to use it?

No. You can run campaigns, earn as an affiliate, and operate a bridge without staking. NJORD is a utility: it unlocks campaign fee discounts, faster affiliate settlement tiers, and higher bridge volume caps — but the protocol works without it.

+ What tokens are used for payments?

Campaigns fund escrow in USDC or SOL. Affiliates receive USDC directly to a wallet, or withdraw to a bank in local currency through a bridge. NJORD is the staking/utility token, separate from the payment assets.

Fees & settlement

+ What are the fees?

A 2.5% protocol fee and a 1% bridge fee on commissions paid, plus a one-time 0.1 SOL campaign-creation fee. That is 3.5% total in ongoing fees, versus 15–30% at traditional affiliate networks. Staking NJORD cuts the protocol fee up to 50%.

+ How fast is settlement?

Roughly three seconds: bridge confirmation (~2s), attribution write (~0.5s), and final confirmation and escrow release (~0.5s). Elite-tier affiliates settle in real time; lower tiers have a hold period of 24 hours to 7 days.

+ Where does the ~3-second number come from?

It is the sum of the bridge confirmation, the attribution submitted to Solana, and the slot confirmation that releases escrow. On devnet the budget breaks down as roughly T+2s bridge, T+2.5s attribution write, T+3s confirmation and payout.

+ Where does the protocol fee go?

The 2.5% protocol fee is split 50% Treasury, 30% Staking Rewards, 20% Buyback & Burn. The 1% bridge fee goes to the operator that processed the payment.

Agentic payments

+ Can autonomous agents use Njord to pay for actions?

The building blocks are live today. Njord is escrow plus a verified action plus automatic USDC settlement — the exact payment leg an AI agent needs to pay per call or per result against a pre-funded budget it cannot overspend. Any backend or agent can already record an action via @njord/sdk and trigger a payout in ~3 seconds. A dedicated pay-per-action API and an x402 / HTTP-402 adapter are on the roadmap, not yet shipped.

+ How does Njord relate to x402 / HTTP-402?

x402 is a two-party, per-request wire protocol: a client pays a server per call. Njord adds a funded, multi-party escrow — one budget can pay many earners or agents per verified action, with fee splitting, a hard spend ceiling, and a public audit trail. They are complementary; a 402 response could settle against a Njord escrow.

+ Why is Solana the right chain for agent micro-payments?

Agent workloads are many small, high-frequency settlements. Solana settles each for roughly $0.00025 in about three seconds — 4–40x cheaper than the cheapest EVM L2 for this workload, with sub-second finality. That cost profile is what makes pay-per-action economics viable at all.

+ What stops an agent from overspending?

The escrow is a hard ceiling. A funder deposits a fixed USDC budget, and the program only ever releases what a verified action earns — never more than the escrow holds. That guardrail is the point of settling agent payments through Njord rather than an open-ended credential.

Trust & operations

+ How does Njord stop fraud?

Two layers. Automated scoring flags self-referrals, bot traffic, and duplicate conversions before payout. An on-chain challenge window lets verifiers contest suspect attributions and earn from slashed stake when they win. Affiliate reputation tiers gate access to premium campaigns.

+ Can a company claw back funds?

No. Once a conversion is validated, escrow releases to the affiliate and there is no path for the company to revoke it. Undistributed budget can be withdrawn when the campaign ends.

+ Who governs the parameters?

NJORD holders (1 token = 1 vote); Platinum-tier stakers can submit proposals. Voting runs 3 days with a 24-hour timelock. Governance can adjust the protocol fee (0.5%–5%), bridge minimum stake, slashing rates, inflation (±1%/yr), and the 50/30/20 fee split within bounded ranges.

+ Where do I report a security issue?

Email support@cryptuon.com or open a private security advisory on the GitHub repository.

Still have a question?

Reach the team, or read the technical writing for the reasoning behind the design.